Privacy Policy / 隐私政策

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1. Data Collection / 数据收集

We prioritize your privacy. We do not collect, store, or transmit any personal financial data entered into this calculator. All calculations (loan amounts, interest rates, repayment schedules) are processed entirely locally within your web browser using JavaScript.

我们非常重视您的隐私。我们不会收集、存储或传输您在此计算器中输入的任何个人财务数据。 所有计算(贷款金额、利率、还款计划)均使用 JavaScript 完全在您的网络浏览器本地进行处理。

2. Cookies & Local Storage / Cookie 与本地存储

This website does not use tracking cookies. We may strictly use Local Storage to save your interface preferences (such as dark mode or selected language) to enhance your user experience upon your return. No financial data is persisted after you close the tab.

本网站不使用跟踪 Cookie。我们可能会严格使用本地存储(Local Storage)来保存您的界面偏好(如深色模式或所选语言),以提升您再次访问时的体验。关闭标签页后,不会保留任何财务数据。

3. Third-Party Services / 第三方服务

We use standard Content Delivery Networks (CDNs) such as Tailwind CSS and Chart.js to load styling and graphing libraries. These services may collect standard access logs (IP addresses) for security and performance monitoring purposes, but they do not have access to your input data.

我们使用标准的各种内容分发网络(CDN),如 Tailwind CSS 和 Chart.js 来加载样式和图表库。出于安全和性能监控的目的,这些服务可能会收集标准的访问日志(IP 地址),但它们无法访问您的输入数据。